A Time To Kill (Movie) Essay -- essays research papers

A Time to Kill   Ã‚  Ã‚  Ã‚  Ã‚  Are things the same now in your life than 5 years ago? Everything in our life is based on change. We would not be where we were today without changes. We have to deal with these changes in our everyday life whether they are bad or good. People do not like some changes that occur and revolt against them to slow down the changing process. We are still not over some of the issues in the Civil War when it’s been 140 years since it ended. We can only presume that changing takes time. As seen in the movie â€Å"A Time To Kill,† issues from our Reconstruction Period after the Civil War, are still being dealt with today. Three of these issues are: Ku Klux Klan, Lack of Payment, and African Americans in Politics.   Ã‚  Ã‚  Ã‚  Ã‚  The Ku Klux K...

Gadgets For The Youth: Beneficial Or Not Essay

I. HISTORICAL BACKGROUND A gadget is a small tool such as a machine that has a particular function, but is often thought of as a novelty. Gadgets are sometimes referred to as gizmos. The origins of the word â€Å"gadget† trace back to the 19th century. According to the [Oxford English Dictionary], there is anecdotal (not necessarily true) evidence for the use of â€Å"gadget† as a placeholder name for a technical item whose precise name one can’t remember since the 1850s; with Robert Brown’s 1886 book Spunyarn and Spindrift, A sailor boy’s log of a voyage out and home in a China tea-clipper containing the earliest known usage in print. The etymology of the word is disputed. A widely circulated story holds that the word gadget was â€Å"invented† when Gaget, Gauthier & Cie, the company behind the repoussà © construction of the Statue of Liberty (1886), made a small-scale version of the monument and named it after their firm; however this contradicts the evidence that the word was already used before in nautical circles, and the fact that it did not become popular, at least in the USA, until after World War I. Other sources cite a derivation from the French gà ¢chette which has been applied to various pieces of a firing mechanism, or the French gagà ©e, a small tool or accessory. The October 1918 issue of Notes and Queries contains a multi-article entry on the word â€Å"gadget† (12 S. iv. 187). H. Tapley-Soper of The City Library, Exeter, writes: A discussion arose at the Plymouth meeting of the Devonshire Association in 1916 when it was suggested that this word should be recorded in the list of local verbal provincialisms. Several members dissented from its inclusion on the ground that it is in common use throughout the country; and a naval officer who was present said that it has for years been a popular expression in the service for a tool or implement, the exact name of which is unknown or has for the moment been forgotten. I have also frequently heard it applied by motor-cycle friends to the collection of fitments to be seen on motor cycles. ‘His handle-bars are smothe red in gadgets’ refers to such things as speedometers, mirrors, levers, badges, mascots, &c., attached to the steering handles. The ‘jigger’ or short-rest used in billiards is also often called a ‘gadget’; and the name has been applied by local platelayers to the ‘gauge’ used to test the accuracy of their work. In fact, to borrow from present-day Army slang, ‘gadget’ is  applied to ‘any old thing.’ The usage of the term in military parlance extended beyond the navy. In the book â€Å"Above the Battle† by Vivian Drake, published in 1918 by D. Appleton & Co., of New York and London, being the memoirs of a pilot in the British Royal Flying Corps, there is the following passage: â€Å"Our ennui was occasionally relieved by new gadgets — â€Å"gadget† is the Flying Corps slang for invention! Some gadgets were good, some comic and some extraordinary.† By the second half of the twentieth century, the term â€Å"gadget† had taken on the connotations of compactness and mobility. In the 1965 essay â€Å"The Great Gizm o† (a term used interchangeably with â€Å"gadget† throughout the essay), the architectural and design critic Reyner Banham defines the item as: A characteristic class of US products––perhaps the most characteristic––is a small self-contained unit of high performance in relation to its size and cost, whose function is to transform some undifferentiated set of circumstances to a condition nearer human desires. The minimum of skills is required in its installation and use, and it is independent of any physical or social infrastructure beyond that by which it may be ordered from catalogue and delivered to its prospective user. A class of servants to human needs, these clip-on devices, these portable gadgets, have colored American thought and action far more deeply––I suspect––than is commonly understood. People were using gadgets since the beginning of history. These devices that are created by people make their life better and full up their bellies. They have let humanity learn the basics of sciences and technology and lead us to this level of development. At the very beginning people where gathering berries, plants roots, fruits and vegetables they were finding to feed themselves. Then they started hunting using sticks and rocks to kill animals. So the best gadget created at that time was a simple bow. Bow hunters were the most successful and they also used bows to protect themselves from other people. This would be the most popular gadget on dig if only they had dig back then. Well, the problem is that they did not have any social networks because they did not have Internet they where only planning on creating something like that, but I am sure they were discussing this news very much. Later on, ages later, when humans needed to carry heavy stuff they have just  designed wheel. Why so late? They just did not need it earlier. However, the result of their wheel creation we have cars and all the things that use round things. For example watches have gear wheels, our cars have wheels, most of mechanical devices have something that looks and functions like wheels. This all is great but what do you do when you need to till your fields and plant some crops on it? You buy some John Deer tractors and do that, or even hire other people to do that. However, farming began with working on your own land with your own hands and no John Deer. They were also pulled by bulls and not internal combustion engines like we use now. When they created the plow gadget it was revolution in farming. Imagine if they had created a gadget that would multiply your harvest today. That would be a great solution to those starving people in third world countries. The plows cost a fortune back then but every farmer dreamed of having one of those. One more revolution gadget that had changed the world back then is their Laptop. It has nothing to do with Mac, Sony Via, HP; those brands did not even exist back then. I know these Laptops make millions calculations per second, however the first one was capable of making about 1 to 10 calculations per minute. Its name is Abacus the first non electronic counting frame; this is what humans used to convert how much of their money it will cost them to buy an iphone and how many ears they had to earn money for that. II. CAUSE AND EFFECT A. CAUSES Need to use It may be a need due to homework and to socialize or communicate with relatives. To entertain oneself Because of the different gadgets applications that are occurring nowadays, teenagers prefer to use their leisure time to play games, read e-books, take pictures, listen to the music, and browse social networking sites that are installed in a specific gadget. B. EFFECTS Increase in Stress Work in office is getting stressful now-a-days. This is not just because of the work pressure, but it is also because of continuous exposure of your eyes to gadgets. It is not good for the eyes. You will be able to see the gadgets for long, but without your consciousness, the eyes are strained which makes a silent increase in stress in your brain and body. Physical and Internal Organ Disorders Gadgets locked us before it. We have reached a stage that nothing can be done without gadgets. Yes of course, it is becoming true or it has been made to become true. We humans are responsible for it because we create it, we use it. Most of the diseases are because of less physical activity. Diabetes is becoming common even at early age. Less physical activity plays a vital role in getting diabetes. Do not think diabetes is just a single disease. It’s the gateway for all other internal organ malfunction and fatal disorders. Once we are locked before gadgets, we do not (or cannot) do any physical activity which makes your physical fitness to get worse. Obesity is becoming an alarming issue. It may be because of bad habits of food culture, but less physical activity makes it worse. Gadget-users are addicted to junk foods because it can be edible at their work table itself. Since they are addicted to gadgets, they just take those junk foods, sit in without burning the calories and obviously adding up of fat resulting to obesity, indigestion, gas trouble, diabetes and even heart attack. Hearing disability MP3 players, iPods and mobile phones are used to hear music. But using these gadgets continuously has become a trend in youth. Hearing disabilities are increasing in youngsters. We can see most of the youngsters are roaming with their headphones plugged in ear. Continuous usage of headphones will make their ear drum become less sensitive to sound and at a point of time we may completely loss our hearing. Nervousness Music can be used as a method to get relaxed. But not all kinds of music will  reduce stress. Only few types of music will reduce stress. Hearing rock and pop music will not reduce stress. After long hours of work while returning home most of them are used to plug in their headphones and listen to music to get relaxed. But it really irritates your brain. Hearing is not related only with ears. It is related with brain too. Brain processes the sound waves and makes it hear. So listening to music needs your brain to process the sound to make you hear which makes your brain to keep on processing without rest which in turn can create nervousness. If this kind of habit continues it may be fatigue. Damage of Brain cells due to Mobile Phone Radiation As we all know mobile phone radiation are harmful to health, but still we use it, because it has become like a second heart in our day to day life. When used for long hours, it creates pain in our ears and when this condition happens daily then we may suffer from hearing disability and damage of brain cells. Text Messaging Syndrome Texting is a new word used for Text Messaging. Repetitive or continuous use of mobile phones for text messaging or playing games will lead to pain in fingers. And this may be called as Text Messaging Syndrome. This will weaken the nerves of all your fingers and make them stiff not allowing your fingers to move easily. III. VERSIONS AND MODELS A. LOW UNITS 1994: The original PlayStation The PlayStation was Sony’s first big video game success. PlayStation was the first video game console to ship 100 million units after 9 years and 6 months of its initial launch. 1996: Nintendo 64 Nintendo 64 was the successor to the extremely popular Super Nintendo. The game system featured a unique controller and was released with two launch games, Super Mario 64 and Pilotwings 64. N64 retailed for $199. What was happening in 1996: Tupac Shakur was killed in a drive-by shooting in Las Vegas and child beauty queen JonBenet Ramsey was found dead in her basement. 1996: Motorola StarTAC The StarTAC was the first clamshell phone released. The StarTAC was among the first mobile phones to gain widespread consumer adoption; 60 million StarTACs were sold. Some key features of the Motorola StarTAC were: SMS text messages, although only the later digital models had the capability to send messages. It could use an optional lithium-ion battery, at a time when most phones were restricted to lower capacity NiMH batteries. Was one of the first cellular phones to introduce vibrate alert as an alternative to a ringtone. 1996: The first DVD The first DVD players and discs were available in November 1996 in Japan and March 1997 in the United States. DVDs revolutionized the way we viewed movies and interacted with personal media. By 2003 DVD sales and rentals topped those of VHS; during the week of June 15, 2003 (27.7M rentals DVD vs. 27.3M rentals VHS in the U.S.). 1996: The original Tamagotchi Tamagotchi is a keychain-sized virtual pet simulation game. Users took care of a pet by virtually feeding it and walking it, just like a real animal. The game was extremely popular. As of 2010, more 76 million Tamagotchis have been sold worldwide. 1997: Nokia 6110 It seems like everyone had this classic phone from Nokia. The Nokia 6110 had three games including memory, logic, and the iconic Snake. It also had several other apps that seemed revolutionary at the time, such as a calendar and a currency converter. The removable front cover meant you could customize your phone with a variety of color options. 1997: AIM While AIM is not a gadget, it was an amazing piece of software that’s still widely used today. The software, maintained by AOL, Inc., at one time had the largest share of the instant messaging market in North America, especially in the United States (with 52% of the total reported as of 2006).  In March 1996, the Buddy List was opened up to AOL subscribers running Windows 95. The buddy List feature became available to Mac users sometime in late 1996 to mid 1997. The standalone AIM became available to non-subscribers in 1998. 1999: Napster Napster is not a gadget either, but this platform changed the way the public viewed music and file-sharing. Napster was originally founded as a pioneering peer-to-peer file sharing Internet service that emphasized sharing audio files – typically music – encoded in MP3 format. Although the original service was shut down by court order, the Napster brand survived after the company’s assets were liquidated and purchased by other companies through bankruptcy proceedings. Rhapsody now owns Napster. 2000: The Nokia 3310 The 3310 is known for having many features that were rare for the time. These included many utilities, such as a calculator, Nokia network monitor, stopwatch and a reminder function. It had four games: â€Å"Snake II,† â€Å"Pairs II,† â€Å"Space Impact,† and â€Å"Bantumi† The phone was popular for text messaging because it allowed long messages three times the size of a standard text message (459 characters). It also featured threaded SMS writing called SMS Chat. The phone also had voice dialing for the quick dialing of selected numbers. 2001: Original Xbox The Xbox was Microsoft’s first video game console after collaborating with Sega to port Windows CE to the Dreamcast console. Microsoft repeatedly delayed the console, which was first mentioned publicly in late 1999 during interviews with Microsoft’s then-CEO Bill Gates. Gates stated that a gaming/multimedia device was essential for multimedia convergence in the new times. 2001: the first iPod The first iPod sported at 5 GB hard drive, long battery, and could hold 1,000 songs in your pocket. It only worked on Macs. The original iPod retailed for $399. It was received with much skepticism, but eventually changed the way everyone listened to their music. 2004: The Motorola RAZR The Motorola RAZR’s futuristic appearance was one of its most impressive features. The flip phone, just half an inch wide, was thin enough to fit in a back pocket. It was also very light at just 3.4 oz. The original RAZR was only available with an aluminum alloy, though later models offered metallic colors like red and blue. B. HIGH MODELS Google Glass Anyway, these futuristic specs are currently in Beta with some high profile geeks posting pictures of them wearing a pair on their Twitter accounts. Enabling you to interact with the world around you in a totally different way, Google Glass lets you get info from the web and take pictures using voice commands. You just might look an idiot wearing a pair in the next 12 months, before it takes off and everyone has them. Smart watches Hot on the heels of the Pebble and Samsung Galaxy Gear smart watches, will surely come newer and more innovative mobile-linked wrist pieces. In fact, at the 2014 Mobile World Congress expo, we’re bound to see loads of the things in a concept stage. But 2014 will be the year Apple launches one. Or maybe it won’t. Both of which would be a big story. The first would show the potential power of these products and the second would dismiss the idea as a fad if a company like Apple fails to take up the gauntlet. No doubt, in time, we’ll discover which one. Wearable tech Similarly, 2014 will be the year of technology that you wear – and not just on your wrist or nose. The whole sector looks set to increase throughout our lives on the back of the growing trend for wearable fitness devices that track exercise progress and healthy living. Expect to see products built into clothing as well as stuff you can physically wear yourself. Big screen Apple TV Well, it’s been talked about since 2012 and we are still none the wiser. But  it would make sense to enter that market and take on rivals Samsung and Sony. A touch screen telly backed by iOS and all of Apple’s apps and games would be a massive disrupter in the TV space. However, it would surely cost a premium price and that marks out one major issue for the US giant as it battles to extend mainstream reach of the iPhone and iPad. Internet of things This catch-all term for appliances in our home talking to each other is yet another buzzword but it will come further to fruition in 2014. It speaks of a world where washing machines, fridges, kettles and ovens connect to the internet and can be controlled via mobile phones or tablet computers. iPhone 6 The next yearly update for Apple’s flagship product will be crucial. With the 5S bridging the gap with its fingerprint reader, it will take a huge jump in technology and design for the iPhone 6 to really garner positive headlines and satisfy investors. Apple usually has a trick or two up its sleeve but facing stiff competition now in the Smartphone space, it will have to conjure up the sort of magic that set the original iPhone apart from the rest. Electric cars From the Nissan LEAF to the BMW i3, 2013 started to bring electric cars more to the middle of the road. As more charging points are rolled out across the country in 2014, expect the interest in these motors to increase. As well as helping the environment, they keep the cost of driving low with no need for petrol or diesel. All you do is plug them in overnight and off you go in the morning. Of course, you have a limited range but they’re great for local and short hopper journeys. Gaming takes centre stage As the Xbox One and PlayStation 4 begin to take hold in our living rooms, all eyes will be on new gaming experiences being created for them. With more power and better graphics, we’re expecting some developments that really push the boundaries of immersive entertainment crossed with gaming experiences. If we don’t get them though in the next 12 months, that’ll be  the final nail in the coffin for the traditional-style home console we used to know and love. 4K TVs When we switched from normal telly to high-definition, the change in picture quality was massive. Now imagine taking that up a few notches further and moving from HD to Ultra HD or 4K. 2014 should be the year these screens start their extension into the mainstream with prices lowering enough to make them affordable for early adopters. It won’t be until late 2015 that these will be within reach of us all but in the meantime, along with thinner and even curved TV screens, this is a trend to watch. B. ADVANTAGES AND DISADVANTAGES ADVANTAGES A. Youth’s Lifestyle Health – Persistent use of high-tech gadgetry can lead to a slew of health problems for young and old alike. A sedentary lifestyle discourages exercise and encourages obesity. The back-lit screens used for computers, iPhones and video games can cause eye problems. Walking around everywhere with music blaring directly into your ears brings on headaches and hearing difficulties. The net effect of all these things, plus the pressure of immediate responses to everything, can become stressful. Your Brain – In The Mail Online, neurologist Susan Greenfield says that gadgets use changes our brains and not always for the better. Just thinking about doing something — such as performing an action in a video game — affects your brain nearly as strongly as actually doing it. There is circumstantial evidence linking a rise in Attention Deficit Disorder with increased use of video games, causing many scientists to worry that children may do permanent harm to their brains by spending too much time interacting with such gadgets. B. Youths’ Academic Performance Easy Access to information: It has become very easy to get access to relevant information at any time anywhere. Lots of data is being published and indexed online, sites like Wikipedia and YouTube have great original content which can be used in research or entertainment. Information is power, and  those who find information and use it well always succeed. With smart gadgets like the ipad , iphone , galaxy tablet , users can easily have access to information through these smart gadgets because they use internet. So a user on a train can easily read breaking news while traveling, they can also buy and sell stocks while in the bedroom using the internet. These smart gadgets make it easy to access internet and this simplifies the way we get information. Convenience in Education: Learning is a process and it is part of our daily lives. Gadgets have made it simple for students to learn from anywhere through online education and mobile education. Also students now use gadgets in classrooms to learn better. For example, students use ipads to share visual lessons and examples with peers in the classroom. This has made learning more convenient and fan. Also new modern educational gadgets support individual learning which gives a chance to students to learn on their own with no need of tutors. C. Youths’ Social Life Improved communication: Communication is like water to life. We cannot develop without communication. Gadgets have blessed us with advanced communication technology tools. These can include electronic mail, mobile phones, videoconferencing, instant text messaging applications, social networking applications. All these modern communication technology tools have simplified the way humans and businesses communicate. I can easily talk to my relative oversees using a mobile phone or video chatting services like Skype. Improved Entertainment: Gadgets have played a big role in changing the entertainment industry. Home entertainment has improved with the invention of video games and advance music and visual systems like smart televisions which can connect live to internet so that a user can share what they’re watching with friends. Easy access and storage of music, services like iTunes allow users to purchase and download music on their ipods at a small cost, this is a win – win situation for both musicians and the users. Because musicians can easily sell their music via iTunes and the user can also have a wide selection of which music to buy without having troubles of going to a physical music store. Social Networking: Gadgets with the use of internet have made it simple to discover our old friends and also discover new people to network with. This is a benefit to both individuals  and businesses. Many businesses have embraced the social networking technology to interact with their customers. Users of social networks can share information with friends, live chat with them and interact in all sorts of ways. DISADVANTAGES OF MODERN TECHNOLOGY: A. Youths’ Lifestyle Students tend to be lazy, because they are too busy exploring and playing the games on their gadgets, and because of that, they have no more time doing for household chores, doing their homework and going to church. B. Youths’ Academic Performance Competency – Increased dependency on modern tools like calculators has reduced on our creativity. You can find a student when they can solve a very simple mathematical equation without using a calculator. This affects the way this student uses their brains and reduces on the level of creativity. Social Networking – Students who use their computers or cell phones to participate in social networking sites may post material considered inappropriate by school authorities. They may also develop an unfavorable reputation based on those pictures or comments. Pictures of misbehavior can adversely affect their chances of getting into the university of their choice or of getting a job. Addictions – It is easy to become addicted to gaming, texting, talking on the phone or socializing online. Some students may attempt to do this in class, which disrupts their learning, and at home it detracts from study time. Kids putting in long hours on their gadgets will give less attenti on to assignments and may be irritable when they are away from their gadgets. They might also sleep less, which can slow down their thinking the next day. C. Youth’s Social Life Increased loneliness – Social isolation is on the increase, people are spending more time playing video games, learning how to use new modern technologies, using social networks and they neglect their real life. Technology has replaced our old way of interacting. If a user can easily interact with 100 friends online, they will feel no need to going out to make real friends which at a later stage leads to loneliness.

Claflin University Acceptance Rate, SAT/ACT Scores, GPA

Claflin University is a private historically-black university with an acceptance rate of 56%. Founded in 1869 and affiliated with the United Methodist Church, Claflin is located in the small city of Orangeburg, South Carolina. Claflin has a 14-to-1 student / faculty ratio, and a curriculum is grounded in the liberal arts and sciences. Humanities and social science programs are most popular among undergraduates, followed closely by natural science and mathematics. In athletics, the Claflin University Panthers compete in the NCAA Division II Central Intercollegiate Athletic Association. Considering applying to Claflin University? Here are the admissions statistics you should know, including average SAT/ACT scores and GPAs of admitted students. Acceptance Rate During the 2017-18 admissions cycle, Claflin University had an acceptance rate of 56%. This means that for every 100 students who applied, 56 students were admitted, making Claflins admissions process competitive. Admissions Process (2017-18) Number of Applicants 9,678 Percent Admitted 56% Percent Admitted Who Enrolled (Yield) 10% SAT Scores and Requirements Claflin University requires that all applicants submit either SAT or ACT scores. During the 2017-18 admissions cycle, 48% of admitted students submitted SAT scores. SAT Range (Admitted Students) Section 25th Percentile 75th Percentile ERW 420 540 Math 410 520 ERW=Evidence-Based Reading and Writing This admissions data tells us that most of Claflin Universitys admitted students fall within the bottom 29% nationally on the SAT. For the evidence-based reading and writing section, 50% of students admitted to Claflin scored between 420 and 540, while 25% scored below 420 and 25% scored above 540. On the math section, 50% of admitted students scored between 410 and 520, while 25% scored below 410 and 25% scored above 520. Applicants with a composite SAT score of 1060 or higher will have particularly competitive chances at Claflin University. Requirements Claflin does not superscore SAT results; your highest composite SAT score will be considered. Claflin University does not require the optional SAT essay section. Note that a minimum SAT ERW Math score of 880 is required for admission. ACT Scores and Requirements Claflin University requires that all applicants submit either SAT or ACT scores. During the 2017-18 admissions cycle, 52% of admitted students submitted ACT scores. ACT Range (Admitted Students) Section 25th Percentile 75th Percentile English 14 19 Math 15 18 Composite 17 21 This admissions data tells us that most of Claflin Universitys admitted students fall within the bottom 33% nationally on the ACT. The middle 50% of admitted students received a composite ACT score between 17 and 21, while 25% scored above 21 and 25% scored below 17. Requirements Claflin does not superscore ACT results; your highest composite ACT score will be considered. Claflin University does not require the optional ACT writing section. Note that a minimum ACT composite score of 17 is required for admission. GPA In 2018, the average weighted high school GPA of Claflin Universitys incoming freshmen class was 3.5. This data suggests that most students admitted to Claflin have primarily high B grades. Note that Claflin requires a minimum unweighted GPA of 2.8 on a 4.0 scale for admission. Admissions Chances Claflin University, which accepts just over half of applicants, has a somewhat selective admissions process. If your SAT/ACT scores and GPA meet the schools minimum standards, you have a strong chance of being accepted. The minimum admission requirements include a GPA of 2.8, a SAT evidence-based reading and writing and math score of 980, and a composite ACT score of 17. To apply, interested students need to fill out the Claflin application form and submit scores from the SAT or ACT, as well as high school transcripts. Applicants also must provide the contact information for their high school counselor. If You Like Claflin University, You May Also Like These Schools Howard UniversityFurmanClark Atlanta UniversitySpelman CollegeClemson  College of CharlestonUniversity of South Carolina All admissions data has been sourced from the National Center for Education Statistics and Claflin University Undergraduate Admissions Office.

Essay on Time Value Of Money - 1252 Words

Time Value of Money The time value of money serves as the foundation of finance. The fact that a dollar today is worth more than a dollar in the future is the basis for investments and business growth. The future value of a dollar is based on the present dollar amount, interest rate and time period involved. Financial calculators and tables can assist in computing the future and present values, which eases the pain of the mathematically challenged. Yield or rate of return can also be calculated. One financial application of the time value of money is buying or selling a house mortgage note. Although normally handled by financial institutions, individuals can use this as an investment opportunity. The first step is having the note†¦show more content†¦The MBA graduate will add to this calculation the opportunity cost which D. Henderson points out is redundant in word use, but an invaluable concept to the financial world. The true cost of something is what you give up to get it. Â… as contract lawyers and airplane pilots know, redundancy can be a virtue. In this case, its virtue is to remind us that the cost of using a resource arises from the value of what it could be used for instead. (2002). In the above example, if the consumer was to buy a less expensive car, or finance less of the car price, the funds not being used for car payments could be invested for a higher yield. The table (See Amortization Table 1) in the text demonstrates how part of the loan payment is applied towards the principle and rest goes towards reducing the principle amount (Block, Hirt, 2005). The main learning of the amortization table is that the owner will pay slightly more in interest costs (41,000) as he did for the loan of 40,000. So the car that was priced at 40,000 actually ended up costing the owner 81,000. The amount paid is compounded if the owner takes into consideration the money that could have been earned if part of those funds had been invested. At a return rate of 8%, if the buyer had purchased a less expense car at 30,000 and invested 500 per year over 20 years, he would have 22,881 outShow MoreRelatedTime Value of Money1028 Words   |  5 Pagestoward understanding the relationship between the value of dollars today and that of dollars in the future is by looking at how funds invested will grow over time. This understanding will allow one to answer such questions as; how much should be invested today to produce a specified future sum of money? Time Value of Money In most cases, borrowing money is not free, unless it is a fiver for lunch from a friend. Interest is the cost of borrowing money. An interest rate is the cost stated as a percentRead MoreTime Value of Money1033 Words   |  5 PagesTime Value of Money (TVM), developed by Leonardo Fibonacci in 1202, is an important concept in financial management. It can be used to compare investment alternatives and to solve problems involving loans, mortgages, leases, savings, and annuities. TVM is based on the concept that a dollar today is worth more than a dollar in the future. That is mainly because money held today can be invested and earn interest. A key concept of TVM is that a single sum of money or a series of equal,Read MoreTime Value of Money967 Words   |  4 PagesTime Value of Money The time value of money relates to many activities and decision in the financial world. â€Å"Understanding the effective rate on a business loan, the mortgage payment in a real estate transaction, or the true return on an investment depends on understanding the time value of money† (Block, Hirt, 2005). The concept of time value of money helps determine how financial assets are valued and how investors establish the rates of return they demand. Many different types of companiesRead MoreTime Value of Money2180 Words   |  9 PagesFinance Ââ€" Time Value of Money We earn money to spend it and we save money to spend it in the future. However, for most people spending money in the present time is more desirable since the future is unknown. We can gratify the desire to spend money today rather than in the future by knowing the basic law in finance Ââ€" time value of money. This means that a dollar today is worth more than a dollar at some time in the future. Unfortunately, people very often want to buy things at the present time whichRead MoreTime Value of Money3904 Words   |  16 PagesTime Value of Money Problems 1. What will a deposit of $4,500 at 10% compounded semiannually be worth if left in the bank for six years? a. $8,020.22 b. $7,959.55 c. $8,081.55 d. $8,181.55 2. What will a deposit of $4,500 at 7% annual interest be worth if left in the bank for nine years? a. $8,273.25 b. $8,385.78 c. $8,279.23 d. $7,723.25 3. What will a deposit of $4,500 at 12% compounded monthly be worth at the end of 10 years? a. $14,351.80 b. $14,851.80 c. $13,997.40 d. $14Read MoreTime Value of Money5284 Words   |  22 Pages12/9/2012 Chapter 9 The Time Value of Money 1 Chapter 9- Learning Objectives ïÆ' ¼ Identify various types of cash flow patterns (streams) that are observed in business. ïÆ' ¼ Compute (a) the future values and (b) the present values of different cash flow streams, and explain the results. ïÆ' ¼ Compute (a) the return (interest rate) on an investment (loan) and (b) how long it takes to reach a financial goal. ïÆ' ¼ Explain the difference between the Annual Percentage Rate (APR) and the Effective Annual RateRead MoreTime Value of Money2092 Words   |  9 PagesTime Value of Money The time value of money (TVM) or, discounted present value, is one of the basic concepts of finance and was developed by Leonardo Fibonacci in 1202. The time value of money (TVM) is based on the premise that one will prefer to receive a certain amount of money today than the same amount in the future, all else equal. As a result, when one deposits money in a bank account, one demands (and earns) interest. Money received today is more valuable than money received in the futureRead MoreTime Value of Money2124 Words   |  9 PagesTime Value of Money: Simple Interest versus Compound Interest Outline I. Applications of Time Value of Money 1.1 Example One 1.2 Example Two 2. Interest 2.1 What is Interest? 2.2 Three Variables of Interest 1. Principal 2. Interest Rate 3. Time 2.3 Why is Interest Charged? 3. Simple Interest 3.1 What is Simple Interest? 3.2 Simple Interest Formula 4. Compound Interest 4.1 What is Compound Interest? 4.2 Compound Interest Formula Read MoreTime Value of Money712 Words   |  3 Pageswill pay the bank over the life of the loan? $123,945.04 4. What is the effective rate of interest on a CD that has a nominal rate of 7.25 percent with interest compounded monthly? EAR = (1+.0725/12)^12 – 1 = 7.5% 5. What is the future value of $4,950 placed in a saving account for six years if the account pays 3%, compounded quarterly? PV = 4,950 N = 6 x 4 = 24 I =3/4 = .75% Pmt = - FV = $5,922.24 6. Your firm, Vandelay Industries, has just leased a $32,000 BMW for youRead MoreTime Value of Money and Present Value1154 Words   |  5 Pagescollege 15 years from today and the other will begin 17 years from today. You estimate your children’s college expenses to be $23,000 per year per child, payable at the beginning of each school year. The annual interest rate is 5.5 percent. How much money must you deposit in account each year to fund your children’s education? Your deposits begin one year from today. You will make your last deposit when your oldest child enters college. Assume four years of college Solution: Cost of 1 year at

The Cuban Missile Crisis The Cold War - 1472 Words

. The Cuban missile crisis was one event that helped ignite the Cold War. It was a thirteen day confrontation between the United States and the Soviet Union over Soviet airborne missiles deployed in Cuba. It was the closest the Cold War came to escalating into a full blown nuclear war. It was an intense, 13-day political and military standoff in October 1962 over the installation of nuclear-armed Soviet missiles on Cuba, just 90 miles from US. The Cuban Missile Crisis was really about the location of weapons and the desire of both the Americans and Soviets to contain each other’s power in the world. The American advantage in weaponry led to the Soviets desire to counter it. Strategic weapons in Cuba were the best way to counter that. Until†¦show more content†¦By contrast, Nikita Khrushchev gave Castro a warm welcome in the USSR, which further worried the White House. Khrushchev knew that the USA had nuclear weapons based in Italy and Turkey aimed at targets in the US SR. He felt that this provided justification for the USSR to also place its nuclear missiles abroad. In the summer of 1962, Khrushchev personally issued an order for Soviet missiles to be shipped to the island of Cuba. Americans voiced their concerns about Soviet military activity in Cuba. In October 1962, an American U2 spy plane took a series of photographs over Cuba. The photos revealed a nuclear missile site being built by the Soviets. Every major American city was within range of nuclear missiles launched from Cuba. Kennedy’s response to Soviet actions brought the world the closest it had ever been to the point of nuclear war. 1b. 1c. The main events that marked the end of the Cold War were the fall of the Berlin Wall in 1989 and the breakup of the Soviet Union in 1991. The Berlin Wall had been the main symbol of the Cold War. It had kept people from Eastern Europe, which was communist, from escaping to the West. When the Wall came down along with other border barriers, it meant that people in the East could now leave. This pretty much meant the communist system was dead. The death was confirmed in 1991 when the Soviet Union fell apart. This made the remainder of the country muchShow MoreRelatedThe Cuban Missile Crisis : The Cold War1081 Words   |  5 PagesIRBM missiles to Cuba) turned away from its intended destination, which marked the end of the sinister Cuban Missile Crisis (â€Å"Bos†, pgh. 2). The Cold War was a perpetual state of political animosity entailing the employment of propaganda, ultimatums, and other nonviolent means, which existed between the two universal superpowers (the Unite d States of America and the Union of Soviet Socialist Republics [U.S.S.R.]) that had recently emerged at the closing of World War II. Albeit the Cold War is chronicledRead MoreThe Cuban Missile Crisis : The Cold War1323 Words   |  6 PagesWars have been going on since the beginning of time, whether it is fighting for your religions, fighting for land, and fighting for your rights and freedoms. Some wars cause dramatic amounts of deaths, but the Cold War resulted in none. The reason there were no deaths is due to the fact that the Cold War was just that, cold. The conflicts never heated up enough per say to cause a real war. Though the Cold war itself wasn’t a war fought in battle, there were parts caused by it such as the Korean WarRead MoreThe Cold War : Cuban Missile Crisis2377 Words   |  10 PagesMr. DuBois World Studies 19 June 2015 The Cold War: Cuban Missile Crisis Nuclear catastrophe was hanging by a thread ... and we weren t counting days or hours, but minutes. Soviet General and Army Chief of Operations, Anatoly Gribkov The closest the World has ever been to nuclear war was with The Cuban Missile Crisis. The lives of millions lay in the ability of President John F. Kennedy and Premier Nikita Khrushchev to reach an agreement. The crisis began when the United States discovered thatRead MoreThe Cold War And The Cuban Missile Crisis2976 Words   |  12 Pagesmaking war on the poor. Blind mother justice, on a pile of manure. Say your prayers and the Pledge of Allegiance every night. And tomorrow, you ll be feeling all right† (Song Lyrics by Mimi and Richard Farià ±a). Most know of and have studied the Cold War: lasting almost fifty years leaving most American citizens living in complete fear of nuclear annihilation at any moment in time. Many can even name important events in the Cold War, such as ‘The Berlin Wall Collapsing’ or ‘The Cuban Missile Crisis’Read MoreThe Cuban Missile Crisis During The Cold War1378 Words   |  6 PagesThe Cuban Missile Crisis occurred in 1 963 in a setting that was the high point of tension in the Cold War. The most significant background cause of the Cuban Missile Crisis was the underlying cold war ideology of capitalism vs communism. This was dramatically increased by the second key cause, a series of events that quickly built tensions between the super powers from 1959 such as the U2 incident, JFK’s response to the Berlin Wall, and the Bay of Pigs incident. The third cause was the relationshipRead MoreCuban Missile Crisis : Nature Of The Cold War1092 Words   |  5 PagesCOLD WAR ASSIGNMENT (Cuban missile crisis) Nature of the Cold war The cold war was a clash between two superpowers with competing ideologies, or sets of ideas. Although they had been allies against the common enemies of Germany and japan during World War 2, both sides distrusted each other. After the war this distrust evolved into a long term hostility. This era was called the ‘Cold war’ because the two superpowers never directly assaulted each other. This war was very political as it was foughtRead MoreThe Cuban Missile Crisis During The Cold War1612 Words   |  7 Pageswere involved in the Cold War. When Cuba accepted communism, the United States tried to drive out Cuba’s leader, Castro, during the Bay of Pigs, but it failed (Kauffman). The U.S. were concerned even more when they discovered Soviet Missiles in Cuba. Kennedy had established a quarantine to try and stop weapons coming to Cuba, but it was still a mystery when it came to what Kennedy’s response would be. Many Americans were in favor of using military actio n to remove the missiles, while critics of militaryRead MoreThe Cuban Missile Crisis Was A Key Part Of The Cold War2751 Words   |  12 PagesThe Cuban Missile Crisis was a key part of the Cold War, and one which major scholars and historians see as the closest the world has come to thermonuclear war. This has made it one of the most documented events of the Cold War, with journal entries, books and films being made about the defining thirteen day period, each giving a unique perspective and overview of the crisis. The fact that both the United States and the Soviet Union managed to avoid the use of nuclear weapons is seen by many as aRead MoreThe Cuban Missile Crisis Was A Big Event During The Cold War897 Words   |  4 PagesThe Cuban missile crisis was a big event during the â€Å"Cold War† that almost brought the world into a nuclear catastrophe. In this event the Soviet Union deployed around 100 tactical nuclear weapons to Cuba aiming to land in U.S. territory. The pos sibilities of a nuclear war was predicted by the president of the United States John F. Kennedy to be around a 33% chances of actually happening. The local Soviet commander in Cuba could have launched these weapons that were sent without additional codesRead MoreThe Cuban Missile Crisis Was A Harsh Time During The Cold War1602 Words   |  7 PagesThe Cuban Missile Crisis was a harsh time during the Cold War. About 50 years ago the USA and the USSR were at each others throat for a very pointless reason. This basically started because USSR planted nuclear bombs in Cuba which was pretty close to Florida. John F. Kennedy was the president at this time and he was not to fond of that idea. October 1962, JFK was warned that the USSR had the nuclear weapons set up in Cuba ready to attack and as a result of this situation, Kennedy then also placed

Oneness of Allah free essay sample

None has the right to be worshipped but He, the All-Mighty, the All-Wise. † [Surah Aal-‘Imran 3:18]. An eminent poet has elucidated his thoughts in a meaningful poem: In everything, there is a sign, Which proves to the unity of Allah Wondering then: How can people disobey God? Or how can a denier reject God? To Allah, in every move, And in every halt always a witness. The following aspects offer a wider perspectives and plain in proving the unity and Oneness of Allah: (1) The natural phenomena (2) Different aspects of divine laws. (3) The rationale of life (4) Logic or common sense. 5) Reaching to conclusion from the Names and Attributes of Allah. These aspects clearly prove the existence of Allah and exemplify the three basic concepts of Islamic Monotheism (Oneness of Allah), as mentioned earlier, which correlate with one another. Therefore, ascribing partner with Allah in any one of the three above-mentioned concepts, is tantamount to committing polytheism in all other concepts as well. We will write a custom essay sample on Oneness of Allah or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page For instance, If a person seeks Dua’a (supplication) from other than Allah is considered a kind of worship and clearly an act of Shirk or polytheism with Allah in His worship. In this context, invoking others (persons or things) than Allah is like seeking their intermediation and believing that they (intermediaries) can interfere and recommend to Allah on behalf of the supplicant and fulfill his/her requirements. This is completely an act of shirk or polytheism and tantamount to ascribing partner(s) with Allah, the Lord (Rabb) of the Universe. Moreover, a supplicant who assumes that others besides Allah also possessed the power of hearing and seeing and could answer his/her invocation (Du aa) is considered as an act of shirk (polytheism) as regards to Names and Attributes of Allah. First, it is a gross violation of divine laws to supplicate others than Allah. In no way this act is acceptable in Islam. Moreover, it is an act of Shirk (polytheism) if a person believing that with whom he/she engaged in supplication other than Allah can listen to him/her no matter whether faraway or closer. It is, therefore, considered as a major act of Shirk (polytheism) with Allah in His worship as associating or correlating someone or something with Names and Attributes of Allah, Who is the Lord (Rabb) of the universe. This is the reason that Allah has reiterated in the noble Qur’an encouraging people to ponder about the signs of Allah. Many verses in the Qur’an have explained focusing on this point. It is because, more the man used to ponder thinking about the signs of Allah the more he comes close to the truth. Furthermore, he would be more fearful of Allah to have Taqwah and tended adhere His commandments. The thinkers and intellectuals, who sought the path of the truth, therefore, reached unwaveringly to embrace Islam without fail. History has recorded many such events in the Pre-Islamic Ignorance era. The renowned intellectuals and poets of that period vehemently admitted and wholeheartedly declared that Allah is One though the society they lived in at that time was fully surrounded with polytheists and infidels. The most notorious intellectuals and prominent poets from among the ancient Arabs included Quss bin Saa’edat al-Eyadi and Zayd bin ‘Amr bin Nufail, who was the father of Sa’ied bin Zayd and the uncle of ‘Umar bin Al-Khattab. Quss bin Saa’edat in his famous address which he delivered in the Souq ‘Okaz( ), said: â€Å"O people! Listen and be conscious! Whoever lives would die, and whoever dies would be lost. Whoever be the newcomer would definitely show up. The night is dark and the day is calm and quiet. The heaven is holding the big stars, the stars are shining, and the seas are swelling up and surging. The mountains are toughening with the earth, which is flattened. The rivers are flowing along. In the heaven, there is definitely a message and on the earth, there is a lesson that which has to be taken into consideration. What about the people who passed, why don’t they comeback? Did they satisfied with where they stood and stayed therein? Or did they abandon so there they slept? He continued. He swore by the name of Allah, which is the legal swearing that Allah s religion (Islam) is the most satisfactory and most virtuous than your religion. You people are committing evil practices, he told the people then begun reciting poem: Among the earlier people who passed away- In the centuries, we have thoughtful lessons. When I have seen resources- For the nation, that has no origins. I have seen my people towards that- Walking both old and young The past will neither return to me- Nor of the rest bygone. I have ascertained by all means That I shall be wherewith the people have gone in the past. Zayd bin ‘Amr in his famous poem said: I have submitted my face to whom surrendered- Him the earth, which carries the heavy rocks He spread the earth, when He strengthened its tightening perfectly- Complete and He fixed the mountains on it firmly. I have submitted my face to whom surrendered- The rain clouds which carries sweet fresh- pure cold water. Thereupon, it was brought to a country- Which subservient to Him and poured on it with contest. Another ancient Arabian poet, (probably Umayyat bin Abi As-Salt), said: Only one Lord or thousand lords- Whom I should incriminate when the matters are distributed I have deserted Al-Lat and Al-‘Uzza (idols of Quraish pagans) completely- Likewise, the tolerant with endurance would follow. Moreover, a great number of thinkers and western intellectuals have led to the divine truth. They ultimately embraced Islam after their relentless search and contemplation for the true guidance. There is a research book titled â€Å"Allah Is More Manifest In Scientific Time, written by a group of 30 eminent scholars of astrophysics. Also there is another reference book entitled â€Å"Men Cannot Stand Alone† written by Chrisi Moreson, the chief of Science Academy in New York. This book was translated into Arabic under the title: â€Å"Science urges To the Divine Faith†. These books have commented saying that the true scholar should be a true believer. A commoner should also be a true believer. The mediocre type of scholars, who are less learned, should be an atheist and an unbeliever. In other words, such a scholar would be from among the little learned person. Therefore, he lost the natural inclination of true belief in the Islamic Monotheism while he never tries to reach to the knowledge that brings him to the true divine faith. Such mediocre type scholars should endeavor to search the knowledge for the true belief in order to achieve ultimate happiness in this life and the Hereafter. However, from all the above-mentioned evidences any rationale and sound mind reaches to a point that enables him/her to natural inclination for the acceptance of Oneness of Allah. Meantime, if anyone denies the above evidences, this means he/she still has to overcome weaknesses of his/her mind. It is because of the poor understanding he/she fails to comprehend the natural truth. What one poet has said is true in this regard! If your mind urges you to deny Him (i. . Allah’s unity)- Then reject your mind and its claim. This makes it obvious to a claim that the universe was created by coincidence or that the nature itself was a Creator, stands false. Raising such kind of claims and doubts only prove the arrogance and inflexibility of a mind which go counter to the soundness of brain and tends to deny the authenticity of the divine evidences. If anyone argues based on his/her assumption that the creation of this universe was just a coincidence then such a person should be asked: If the running of affairs of such a vast universe and its systematic sustenance is also coincidence? In this context, Wahiduddin Khan, an Indian Islamic scholar in his writings on the subject has quoted a statement of an American scholar Mr. Chrisi Morison, who challenged the creation of universe as being the coincidence. To substantiate his statement Morison narrated in detail the example of coins (Dirhams). He said take 10 Dirhams and mark them with numbers from one to 10. After marking, mix the coins by putting them into the pocket or a box. The next step he said is to pick the coins, one at a time, from the pocket or a box. Each coin so picked, he said should be in the numerical sequence, from one to 10. This means, in the first attempt the coin marked with number one should be picked followed by two, three and up to 10. He clarified saying that the numerical sequence is possible only when in the first attempt itself the coin marked with number one is picked and the rest in the similar order in different attempts. However, he challenged saying it is not possible to pick coins consecutively forming the sequence even after hundreds and thousands of attempts. The chances of success to pick the coins in numerical sequence are simply impossible, he noted saying even if attempts are made one after another and that is continued, might be for billions of times. On the analogy of this example, he said that how many attempts did it take, therefore, to create this universe even if it’s assumed that the creation of the universe is a coincidence? It is impossible to even imagine the computing of number of attempts each time a coin is picked to achieve the numerical order leave alone conceptualizing the idea. It would be a totally unrealistic counting, he noted.

Microsoft Essays (1139 words) - Monopoly, , Term Papers

Microsoft The current Microsoft antitrust case, still in progress as this review is being written, has been both hailed and condemned as the most important antitrust action of the coming century. Its potential significance has been compared to that of the Supreme Court's 1911 Standard Oil decision, which not only applied for the first time the trust-busting power latent in the Sherman Antitrust Act of 1890 to break up John D. Rockefeller's Standard Oil Company, but of at least equal importance enunciated the rule of reason on which judicial interpretation of the Sherman Act continues to be based. While none of this conference volume's contributors develops this comparison, readers may come away from the book feeling that it is apt.; As noted in Lenard's introduction and overview, there was general agreement among the conferees that the Microsoft case did not indicate any need for revision of existing antitrust laws. Yet the book identifies a paradox. Today's computer industry has so many eleme nts of natural monopoly--notably network effects and first-mover advantages--that the market will not work well if left to itself, yet it is far too complicated and fast moving to be regulated effectively. Antitrust is the only feasible policy option, but unless applied with skill and discretion, it may do more harm than good. In particular, consumer welfare is more likely to be enhanced by policy initiatives aimed at keeping the industry open to the introduction of major new technologies that might challenge the dominance of incumbents than by policies seeking to promote price competition among existing firms employing established technologies.; The paper by Michael L. Katz and Carl Shapiro discusses the fundamental economics of software markets, focusing, not surprisingly, on network effects, but also identifying and discussing the effects of the high set-up costs and low--even zero--marginal costs of software, the durability of software systems, and their rapid technological chan ge. This paper's treatment of network effects is sharply challenged in Timothy J. Muris' comment, which argues that network effects comprise a model for which very few, if any, valid empirical examples exist.; Janusz A. Ordover and Robert D. Willig confront the basic question of whether or not there is any role for antitrust in high-tech markets. After reviewing competing arguments, they conclude that antitrust may be crucial in protecting long-run competition in innovation and that this should be its primary objective. Their particular concern is with bottlenecks such as Microsoft's monopoly control of the operating system market, which is a crucial component of a broader system of computer use, including applications such as word processing and access to the Internet via browsers. They propose a three-pronged test to ascertain whether monopoly control of such a bottleneck exists and if so whether it is being used to exclude or restrain potential competitors from other markets in t he system: i.e., are short-run profits being sacrificed by exclusionary tactics in the hope of long-run recoupment through expansion of the initial monopoly to systemically related markets. In his comment, Lawrence J. White maintains that the antitrust problems raised by Microsoft's tactics are neither as new nor complex as Ordover and Willig suggest, but rather mirror one of the earliest issues in antitrust history--single railroad ownership and control of a bottleneck facility such as a monopolized stretch of track within a networked system of rail transportation.; Timothy F. Bresnahan utilizes an intriguing life cycle punctuated equilibrium model to analyze the nature of technological competition in the computer market. Monopolies such as Microsoft's monopoly of microcomputer operating systems and Intel's of microprocessor chips may arise from first mover advantages in introducing a major new innovation, from patenting of such a system, or from network dynamic economies of scale. Whatever its source, the monopoly may persist for over a decade--aeons in the PC business (p. 158) in Bresnahan's words. The monopolist will constantly be challenged by potential entrants and must keep abreast of minor technological improvements, but has overwhelming advantages in maintaining its position, including strategic entry barriers. This should not be of great concern to antitrust enforcers, as users' switching costs are likely to outweigh the advantages of adopting new products incompatible with previous ones. However, occasionally these periods of stability will be shattered by quantum improvements